Homes for Sale in Biloxi, MS | Biloxi Real Estate Guide

Local experts on Biloxi real estate — from historic East Biloxi to new construction in Woolmarket, waterfront condos, and family homes near Keesler.

Biloxi is where the Mississippi Gulf Coast shows off. Between the white-sand beaches, the casinos lining Highway 90, the history of the old Back Bay fishing community, and the military presence around Keesler AFB, there’s no other Mississippi city quite like it. If you’re looking to buy or sell a home in Biloxi, you’re dealing with a market with real variety — and that means local knowledge matters.

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Browse every active Biloxi home for sale, pulled straight from the Gulf Coast MLS and updated multiple times a day. Filter by price, beds, baths, and more — or set a free email alert and we’ll send new matches the moment they hit the market.

What makes Biloxi different

Biloxi blends coastal living with city infrastructure. You can be on the beach in the morning and at a hospital, a school, a grocery store, or a downtown dinner by afternoon — something most coastal towns this size can’t offer. The city stretches along the coast with several distinct personalities depending on where you land.

Biloxi neighborhoods and areas to know

Old Biloxi / Back Bay — Historic, working-class roots, still tied to shrimping and fishing. More affordable, lots of character, close to downtown Biloxi and the museums.

Beach side (Highway 90 corridor) — Condos, beachfront homes, proximity to casinos and restaurants. Higher price point, tourist-adjacent, good for second-home buyers and anyone who wants coast views from the kitchen window.

North Biloxi / Keesler area — Newer subdivisions, popular with relocating military families, well-rated school district, easier commute north into the interior.

Popps Ferry corridor — Suburban feel, growing steadily, accessible to both coast and back bay. A favorite for families wanting more yard without losing coast access.

Who’s buying in Biloxi

Biloxi buyers fall into four main camps: military families cycling through Keesler, retirees wanting warm winters near the water, casino and service industry workers needing reasonable commute, and Gulf Coast natives moving up from smaller towns. Each group has different needs — beachfront isn’t for a family with three school-age kids, and a military-friendly rental might not work for a retiree wanting permanence.

Knowing which side of Biloxi fits which lifestyle is where a local agent earns their value.

Biloxi Schools at a Glance

Schools come up early for almost every family relocating to Biloxi. The city is served primarily by the Biloxi Public School District, which runs about 10 schools and serves roughly 5,700 students across elementary, middle, and high school. Some areas at the city’s edges fall into the Harrison County School District. Several private and parochial options operate in Biloxi as well, including Catholic and faith-based schools popular with military families assigned to Keesler AFB. School zone lines don’t always follow neighborhood boundaries, so always verify the assigned school for a specific address before you fall in love with the house — we can pull that early in your search.

Insurance and Flood Zones for Biloxi Homes

Insurance is a real Biloxi cost worth budgeting for. Biloxi sits on a peninsula with major exposure to FEMA AE and VE flood zones along the Gulf-facing south side, and most private homeowners carriers won’t write windstorm coverage that close to the water. Many south-Biloxi homes carry a separate policy through the Mississippi Windstorm Underwriting Association (MWUA), the state wind pool that serves Hancock, Harrison, Jackson, and the three other coastal counties as an insurer of last resort. Flood insurance is required for homes in AE or VE if you have a mortgage, and even outside designated zones it’s worth considering — Biloxi has seen storm surge reach blocks that aren’t on the official flood map. We pull insurance quotes early so closing day doesn’t bring surprises.

Selling your Biloxi home

Biloxi’s market is coastal but not seasonal the way Florida is. Year-round schools, year-round jobs at Keesler and the casinos, and year-round relocations mean demand stays steady. If you’re selling, timing matters less than pricing and presentation.

Biloxi buyers pay particular attention to:

• Elevation — flood zones matter here
• Wind/storm-hardening of the home and roof age
• Insurance — some areas carry much higher premiums than others

Pricing for these realities — not ignoring them — is the difference between a quick sale and a lingering listing.

Or call/text Dean directly at 228-207-4989 — we’d rather have a real conversation about a specific street or school than send you through a chat bot.

Why work with a local Biloxi broker

We’ve been on this coast since 2003. That means we know which streets flooded in Katrina and which held up, which schools have grown and shrunk over the years, which subdivisions have HOA quirks worth asking about, and which options can lower your insurance burden.

You won’t get that from an AI estimate or an out-of-town agent. You get it from someone who drives these streets every week.

Biloxi Real Estate FAQ

What’s the median home price in Biloxi, MS?

As of mid-2026, the median sale price in Biloxi ranges roughly $160K–$210K depending on neighborhood. Beach-side condos and historic homes trend higher; inland North Biloxi trends lower. Reach out for a current snapshot of the specific area you’re considering.

Are Biloxi homes in a flood zone?

Yes for most of south Biloxi. Everything south of the CSX railroad tracks is generally in a FEMA flood zone and requires flood insurance. North Biloxi (north of I-10) is largely outside the highest-risk zones. We pull the exact flood zone for any property we show.

What’s it like buying a home near Keesler AFB?

Keesler is one of the largest single employers on the Coast and drives a meaningful share of Biloxi’s home sales. If you’re a military buyer, you’ll want a VA-experienced agent (we’ve handled hundreds of VA transactions — see our Veterans page). Homes within easy commute of the base tend to move quickly when priced right.

Are Biloxi beach-side condos a good investment?

Beach-side condos can work as second homes, snowbird stays, or rental investments — but HOA fees, special assessments after storms, and short-term rental rules vary widely by building. We can walk you through the specific economics of any condo you’re considering.

What school district is Biloxi in?

Biloxi Public School District serves most of the city. Ratings vary by campus. We can pull the specific zoned schools for any address.

What’s the difference between Old Biloxi and North Biloxi?

Old Biloxi (Point Cadet, historic district) has charming early-1900s homes within walking distance of restaurants and the casino strip. North Biloxi (Cedar Lake, Popps Ferry corridor) is newer subdivisions, larger lots, and lower price points.

Can I buy in Biloxi if I’m relocating from out of state?

Yes. We work with relocators routinely — virtual tours, e-signing, remote closings. Many military families PCS-ing to Keesler buy this way without visiting Biloxi in person until move-in day.

Keesler AFB personnel and military families buying in Biloxi: see our VA loan & Keesler AFB housing guide.

Frequently Asked Questions — Biloxi, MS Real Estate

What are the best neighborhoods in Biloxi, MS for families?

Biloxi is home to Keesler Air Force Base, the casino corridor, and miles of beachfront. Neighborhoods range from East Biloxi (historic, lower-cost) to West Biloxi (family-oriented, newer) to D’Iberville-adjacent areas (newer construction). Military buyers from Keesler dominate transaction volume. For families specifically, we look at school zone, walkability, flood zone (if on the Coast), and resale history. The right Biloxi neighborhood depends on your school priorities, commute, and budget — request a tailored neighborhood breakdown above and we’ll match you to areas that fit.

What is the typical home price in Biloxi, MS?

Biloxi home prices in 2026 generally run in line with the broader Mississippi Gulf Coast median (~$264,000), though specific neighborhoods, waterfront access, and new vs. existing construction can swing values by 30-40% in either direction. Request a free, no-obligation home valuation or buyer search above for current Biloxi-specific numbers — we update from MLS daily.

What are property taxes like in Biloxi, MS?

Mississippi has some of the lowest property tax rates in the country — typically 0.6-0.8% of assessed value statewide. Biloxi property taxes follow that pattern. Owner-occupied primary residences also qualify for a homestead exemption that further reduces the bill. We pull the exact tax history on any property before you make an offer.

Do I need flood insurance to buy a home in Biloxi?

It depends on the specific property. Homes in FEMA-designated flood zones (AE, VE, X-shaded) require flood insurance if you’re financing the purchase. Homes outside flood zones don’t require it — though we recommend it for any property within a mile of the water or in low-lying inland Biloxi areas. We pull the FEMA flood map on any Biloxi listing before you make an offer so the insurance picture is clear up front.

How are the schools in Biloxi, MS?

School quality varies by zone within the city. We share honest, current school-zone assessments — request a buyer consultation above and we’ll walk you through which Biloxi school zones match your priorities.

Is Biloxi a good fit for military families stationed at Keesler AFB or NCBC Gulfport?

Biloxi has a substantial military buyer community. Keesler AFB is right here — most active-duty buyers prioritize Cedar Lake, West Biloxi, or D’Iberville for newer homes and easy base access. If you’re using your VA loan benefit, see our VA loan & Gulf Coast military housing guide for the full breakdown.

What makes Biloxi different from other Coast cities?

Neighborhoods range from East Biloxi (historic, lower-cost) to West Biloxi (family-oriented, newer) to D’Iberville-adjacent areas (newer construction). Military buyers from Keesler dominate transaction volume. We’ve been working Biloxi specifically for years — request a buyer or seller consultation above and we’ll give you the on-the-ground story you won’t find on Zillow.